Flexible Payment Options

Solar Panel Finance Options | Spread the Cost

Make solar affordable with flexible finance plans. Spread the cost of your installation over 3-10 years with monthly payments from around £80/month. Start saving on energy bills from day one.

0% VAT
Until March 2027
From £80/mo
Finance Available
3-10 Years
Flexible Terms

Ways to Pay

Cash Purchase

Pay upfront for the best overall value. No interest, no monthly payments, and maximum return on investment.

  • Best value overall
  • No interest charges
  • Fastest ROI
Most Popular

Finance Plans

Spread the cost over 3-10 years with affordable monthly payments. Subject to credit check and approval.

  • From ~£80/month
  • 3-10 year terms
  • Quick online application

0% VAT Benefit

All residential solar installations are VAT-free until March 2027, saving you £1,000-£2,000 automatically.

  • Applied automatically
  • Save £1,000-£2,000
  • Until March 2027

How Solar Finance Works

1

Get Your Quote

We survey your property and provide a fixed-price quote with finance options tailored to you.

2

Choose Your Plan

Select cash, finance, or a combination. Apply online in minutes with an instant decision.

3

We Install

Our MCS-certified engineers install your system, typically within 2-4 weeks of approval.

4

Start Saving

Your system starts generating free electricity immediately, offsetting your monthly payments.

Finance Calculator Example

Indicative monthly costs based on a 10-year finance term. Actual rates depend on your credit profile and chosen plan.

Package
System Price
Monthly Cost
Term
Starter (8 panels)
£6,495
£80/mo
10 years
Family (12 panels)
£8,995
£110/mo
10 years
Powerhouse (20 panels)
£12,495
£150/mo
10 years

Representative example: £8,995 system, 120 monthly payments of ~£110. Total payable will depend on interest rate offered. Finance is subject to status. All prices include 0% VAT.

Government Incentives

Alongside our finance options, government incentives make solar even more affordable.

0% VAT on Solar

Residential solar installations benefit from 0% VAT until at least March 2027, saving you £1,000-£2,000.

Read our full grants guide

Warm Homes Plan

The government's £15bn Warm Homes Plan, launched January 2026, provides grants for energy efficiency upgrades including solar panels for eligible households. Contact us to check your eligibility.

ECO4 Scheme

Low-income households may qualify for free or heavily subsidised solar panels through the ECO4 scheme, running until March 2026.

Check ECO4 eligibility

Frequently Asked Questions

Can I finance solar panels with bad credit?

Finance is subject to a credit check and approval. However, we work with multiple lenders to find options for a range of credit profiles. Contact us to discuss your situation confidentially.

What deposit is required for solar finance?

Deposit requirements vary by lender and plan. Some plans require no deposit at all, while others may ask for 10-20% upfront. We will outline all options during your consultation.

Can I pay off my solar finance early?

Yes, most of our finance plans allow early repayment without penalty. You can settle the outstanding balance at any time, reducing the total interest paid.

Is solar panel installation really VAT-free?

Yes. Since April 2022, residential solar panel and battery installations in the UK benefit from 0% VAT. This has been extended until at least March 2027 and applies automatically to all residential installations.

How long does the finance application take?

The finance application is quick and straightforward. Most decisions are returned within minutes. Once approved, we can schedule your installation promptly.

Ready to Go Solar?

Get a free, no-obligation quote with personalised finance options for your home.