Updated April 2026

Warm Homes Plan 2026 — Solar Panels & Eligibility

The Warm Homes Plan could provide free or heavily subsidised solar panels for eligible Midlands households. Find out if you qualify and how to apply.

Check your eligibility today

Midland Solar can assess whether your household qualifies for Warm Homes Plan funding and handle the application on your behalf. Call us on 01827 218833 or request a free eligibility check.

What is the Warm Homes Plan?

Launched in 2025, the Warm Homes Plan is the UK government's largest ever home energy efficiency programme. With a budget of £13.2 billion over three years, it aims to upgrade 5 million homes with insulation, solar panels, heat pumps, and other energy-saving measures. It replaces the ECO4 scheme and forms the centrepiece of the government's fuel poverty strategy.

For Midlands homeowners, the Warm Homes Plan could cover the full cost of solar panel installation — typically worth £6,000–£10,000 — if your household meets the eligibility criteria.

Eligibility Criteria

Likely to Qualify

  • Receiving Universal Credit
  • Receiving Pension Credit
  • Household income under £36,000
  • EPC rating D, E, F or G
  • Income-related ESA or JSA recipient
  • Child Tax Credit recipient

Value of Upgrades

  • Solar panels: up to £10,000
  • Loft insulation: up to £2,500
  • Wall insulation: up to £6,000
  • Air source heat pump: up to £8,000
  • Multiple measures: up to £15,000 total
  • No repayment required if criteria met

How to Apply

1

Check Eligibility

Use the Simple Energy Advice tool on gov.uk or call Midland Solar to check your eligibility quickly over the phone.

2

Property Assessment

An approved assessor visits your property to check its current energy efficiency and identify which measures are most suitable.

3

Receive Quote & Apply

If eligible, Midland Solar will submit the Warm Homes Plan application on your behalf and handle all the paperwork.

4

Installation

Our MCS certified engineers install your solar panels. The scheme covers the full cost if you meet the criteria.

What If I Don't Qualify?

If your household does not meet Warm Homes Plan criteria, solar panels are still an excellent investment. Consider:

  • 0% VAT — all residential solar installations qualify for zero VAT, saving typically £500–£1,200 upfront
  • Smart Export Guarantee — earn payments for every unit of electricity you export to the grid (currently 3–15p/kWh)
  • 0% APR finance — Midland Solar offers interest-free finance to spread the cost over 3–5 years
  • Local authority grants — some Midlands councils offer additional support, particularly for rural properties

Frequently Asked Questions

Free Estimate Tool

How much could you save?

Average saving: £800–£1,400/yrTakes under 2 minutes

Check Your Eligibility for Free

Our team can quickly assess whether your household qualifies for Warm Homes Plan funding and guide you through the application.